Compare Blockfi.com with Xcoins.io
Pro:
- No credit check
- Monthly compounding interest
- Interest forgiveness at early repayments
- No penalties and no minimums
- Exudes safety
- uncomplicated exchange
- 2-factor authentication
- good customer service
- simple interface
Contra:
- Local restrictions apply
- Only web-based, no app
- Relat. high Withdrawal fees
- Max. Loan amount quite low
- was hacked in 2017
- Website lacks some useful features
Company Location:
New Jersey, USA
Los Angeles, USA
Signup Requirements:
Name, Email address, Date of birth, Social Security Number (for U.S residents only), Phone number, Location
username, password
Loan Types:
Instant cryptocurrency-backed Loans, private and commercial
USD pegged and BTC locked
Fee Models:
Loan interest rates: from 4.5%
Savings interest rates: 6.2%
Currency conversion: 1%
Deposit Fees: PayPal: 2.9% + $0.30 USD; varyingTrading Fees; Withdrawal Fees: none; Loan Fee: 5% of loan amount or higher (depending on lending volume); BItcoin Miner Fee: 0.00025 BTC
Interest Rates:
Lenders offer individual interest rates
Min. Investment:
$20 worth of BTC
Min. Loan:
$2,000
$10
Max Loan:
$100,000,000
$1,000
% Defaults:
–
n.a.
Funded Loans:
from 4.5%
n.a.
Total Amount Funded:
n.a.
Supported Countries
Countries:
Worldwide (local restrictions apply)
40+
About Blockfi.com:
No BS about BlockFi: How To Earn Interest And Allow Your Crypto To Soar Are you concerned that your wealth is falling this season? Well, today’s blog will introduce you to a new BFF called BlockFi. What is it? No it doesn’t deal with concrete blocks if you’re in the construction niche. Instead, I’ll summarize […] View Blockfi for Bitcoin P2P Loans Details »
No BS about BlockFi: How To Earn Interest And Allow Your Crypto To Soar Are you concerned that your wealth is falling this season? Well, today’s blog will introduce you to a new BFF called BlockFi. What is it? No it doesn’t deal with concrete blocks if you’re in the construction niche. Instead, I’ll summarize […] View Blockfi for Bitcoin P2P Loans Details »
About Xcoins.io:
Xcoins.io offers you a good and fast way to get Bitcoins, but Xcoins.io is not a crypto exchange in the classic sense. Xcoins rather mediates between two parties, where one person wants to give away Bitcoins, while the second person wants to receive Bitcoins. This concept makes the purchase of Bitcoins very easy, fast and […] View Xcoins for Bitcoin P2P Loans Details »
Xcoins.io offers you a good and fast way to get Bitcoins, but Xcoins.io is not a crypto exchange in the classic sense. Xcoins rather mediates between two parties, where one person wants to give away Bitcoins, while the second person wants to receive Bitcoins. This concept makes the purchase of Bitcoins very easy, fast and […] View Xcoins for Bitcoin P2P Loans Details »