Compare Nebeus.com with Bitbond.com
Review:
Pro:
- other services offered (trading, remittances)
- low minima (investments and loans)
- loans in BTC
- no fees for borrowers
- rating system
- low minimum investment
- high returns, especially in the short-term
- contribute with small businesses all over the world
Contra:
- low approval rate
- slow verification process
- hidden information (statistics, domain owner)
- vulnerable credit score system
- high default rates in the long term
- Most loans are fiat pegged, lenders will lose money if BTC goes up.
Company Location:
London, UK
Berlin, Germany
Signup Requirements:
name, last name, country of residence, email and a password
name, lastname, email, phone number and a password
Loan Types:
fixed amount (one lender) and multiple creditors
micro (max. 30 days) and standard (max. 360 days)
micro (max. 30 days) and standard (max. 360 days)
exchange rate pegged and BTC locked
Fee Models:
10% on any profit obtained by the lender
borrowers: originating fee: 1% (6 weeks), 1.5% (6 months), 2% (12 months) and 2.5% (36 months) | arrears fee: 1 EUR worth of BTC for evey email sent
lenders: repayment fee: 1%.
lenders: repayment fee: 1%.
Interest Rates:
0.01 ~ 3.00% daily, depending on the lender
Depends on the borrower's rating
Min. Investment:
0.001 BTC
0.01 BTC
Min. Loan:
0.005 BTC
0.1 BTC
Max Loan:
Depends on the borrower's rating. First loan cannot exceed 0.5 BTC, second 5 BTC and third, 10 BTC.
Depends on the borrower's rating. Up to a few thousand USD / EUR.
% Defaults:
avg: 41.4%
Funded Loans:
34 per day
1,850+
Total Amount Funded:
2,300,000+ USD
Supported Countries
Countries:
Worldwide
Worldwide
About Nebeus.com:
Nebeus is an online platform that offers lending, trading and remittance sending services. It is associated to Money-4 Limited, a company registered in the United Kingdom, based in the capital, London. It was founded in March, 2015 by Sergey Romanovskiy and Igor Chelnokov. Using the site: signing up Opening a new account on Nebeus is […] View Nebeus for Bitcoin P2P Loans Details »
Nebeus is an online platform that offers lending, trading and remittance sending services. It is associated to Money-4 Limited, a company registered in the United Kingdom, based in the capital, London. It was founded in March, 2015 by Sergey Romanovskiy and Igor Chelnokov. Using the site: signing up Opening a new account on Nebeus is […] View Nebeus for Bitcoin P2P Loans Details »
About Bitbond.com:
BitBond is a P2P Bitcoin lending website founded by Radoslav Albrecht that started operating in 2013. The company is registered in Germany where it complies with local laws and regulations; it has physical offices located in Berlin. The platform follows AML / KYC policies which allow lenders to pursue legal actions against defaulters if they […] View Bitbond for Bitcoin P2P Loans Details »
BitBond is a P2P Bitcoin lending website founded by Radoslav Albrecht that started operating in 2013. The company is registered in Germany where it complies with local laws and regulations; it has physical offices located in Berlin. The platform follows AML / KYC policies which allow lenders to pursue legal actions against defaulters if they […] View Bitbond for Bitcoin P2P Loans Details »